CSSF and FSA cleared

Own your pension. Own your future.

One centralised view of every pension you have — state, employer, private and even real estate contributions — so you always know what you're on track to retire with, and what to change if it isn't enough.

MyPensionIQ dashboard: total pension contributions, projected retirement age and projected monthly income MyPensionIQ monthly digest: retirement health score over time and the changes that moved it MyPensionIQ forecast and scenarios: current pension commitments, retirement goal and income gap
Your pension journey
€248,650
Current pension · Previous pensions · Employer contributions · Personal savings
Retirement outlook
On track78%
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Everything, in one place

One view of all your retirement savings and contributions

State pension, employer schemes, private contributions, even real estate you're using to fund retirement — wherever it sits, MyPensionIQ pulls it into one account.

1

State pensions

Every country you've contributed to, tracked automatically.

2

Employer schemes

Every job, every employer pension, even the ones from short contracts.

3

Private pensions

Voluntary and personal pension contributions, all in view.

4

Real estate

Property you're counting on to fund retirement, factored into your plan.

The problem

Cross-border careers create pension blind spots

Scattered statements

Every country and employer sends its own paperwork, in its own format, in its own language.

No combined projection

You can see each pension individually, but nothing tells you what they add up to at retirement.

Easy to lose track

Small employer pensions from short contracts are the easiest ones to forget entirely.

What you get

One account, every pension, always current

Consolidated dashboard

Every state, employer, private pension and real estate contribution shown side by side, in one currency.

Retirement projection

A running estimate of your monthly income at retirement, updated as pensions change.

Scenario planning

Set a target income and see exactly what contribution changes would get you there.

Drawdown order

See which of your pension schemes to draw first to make your money last longest.

Peer benchmarking

Compare your progress against the market, or against peers retiring around the same time.

AI-driven alerts

Get notified on regulation changes or downward trends in your private pension or real estate value.

Plan with confidence

Answers to the questions that actually keep you up at night

Will I have enough?

See whether your current contributions are on track to meet the retirement income you want.

What's my optimum retirement age?

Model different retirement ages and see how each one changes your monthly income.

Which pension should I draw first?

If you have several pension schemes, see the drawdown order that makes your money last longest.

How much more do I need to contribute?

Set a target income and see exactly how much extra you'd need to save to reach it.

How do I compare?

Benchmark your pension progress against the market, or against peers retiring around the same time.

What if I change jobs or countries?

Every move gets folded into your existing plan automatically — nothing gets left behind.

Beyond monitoring

A system that watches your pension so you don't have to

Scenario planning

Play with your target retirement income and see the contribution changes needed to hit it.

Explore more pension & advice

Discover where you could buy additional pension coverage, or connect with advice when you need it.

AI-driven alerts

Get notified on regulation changes, downward trends in your private pension, or shifts in your real estate valuation — before they catch you off guard.

How it works

Three steps to a full retirement picture

Connect your pensions

Link state, employer and private pensions across every country you have worked in.

We aggregate and reconcile

MyPensionIQ pulls the numbers together and resolves them into one consistent currency and timeline.

Get your projected income

See a clear, ongoing projection of retirement income, updated as your pensions change.

"We built MyPensionIQ because our own pensions were scattered across three countries and no one platform showed us the full picture." — MyPensionIQ founding team

Also included

Household view and access to more

Household view

See your pension picture alongside a partner's, for shared retirement planning.

Explore more pension & advice

Discover where you could buy additional pension coverage, or connect with advice when you need it.

Start with your first pension

Free to get started — upgrade to Premium or Household when you're ready.

Get early access, join the waitlist, and be the first to consolidate your retirement when My Pension IQ launches.

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